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Franchise Funding
Launch Fast

Get $25K–$750K in working capital for franchise fees, buildout, inventory, and launch. No credit pull. 24-48 hour funding.

Get Your Offer
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Last Updated: February 2026

Franchisees operate on tight timelines. Franchise agreements have deadlines. Buildout must complete on schedule. Inventory needs to stock before opening day. Vault Capital Group provides merchant cash advances ($25K–$750K) designed for franchise launch and growth needs. Get capital immediately for franchise fees, buildout, equipment, inventory, or working capital, then repay from franchise revenue as it comes in. No credit pull. No collateral. Funding in 24-48 hours. Whether you're launching your first franchise, expanding to additional locations, or bridging franchise system costs, Vault Capital funds franchisees nationwide with all credit profiles welcome.

How It Works for Franchises

Launch your franchise.
Repay from sales.

Step 1: Apply (5 Minutes)

One-page application plus 3 months personal business banking statements. Include franchise agreement details and projected financials. No credit pull — won't affect your score.

Step 2: Get Your Offer (Same Day)

Our team reviews your franchise system, startup requirements, and projected revenue. You get a real offer with clear terms and exact repayment amount.

Step 3: Get Funded (24-48 Hours)

Sign and capital lands in your business account within 24-48 hours. Pay franchise fees, complete buildout, stock inventory. Repay from franchise revenue.

Real Funding Scenarios

How franchisees
use Vault Capital Group.

Franchise Launch

Franchisee needed $185K total: $80K franchise fee, $85K buildout, $20K inventory. Got $180K MCA. Opened on schedule. Revenue hit projections. Fully repaid in 18 months.

Multi-Unit Expansion

Successful franchisee opened 2nd and 3rd units. Total cost: $380K. Got $360K MCA. Both units profitable within 4 months. Revenue tripled. Fully repaid in 20 months.

Franchise Buildout Gap

Franchisee owned location but needed buildout capital ($95K) before franchisor deadline. Got $90K MCA. Met buildout deadline. Location opened successfully. Repaid in 14 months.

Technology & Working Capital

Franchise owner wanted to upgrade POS system and build working capital cushion ($65K). Got $60K MCA. Operations improved, customer experience enhanced. Repaid in 12 months.

Why Franchisees Choose Vault

Built for
franchising.

Revenue-Based Payments

Repay from franchise sales as they arrive. Strong sales = higher repayment. Ramp-up period = flexible payments. Aligned with your growth curve.

Funded in 24-48 Hours

Franchise timelines are strict. Deadlines don't wait for 90-day bank underwriting. We get capital to you in 24-48 hours to meet franchise requirements.

No Collateral or Liens

We don't require liens on your equipment or property. Funding is based on franchise brand and projected revenue, not assets.

All Credit Profiles Welcome

Bad personal credit? No problem. We approve based on franchise system strength and business projections, not credit scores.

Franchise Launch Experience

We understand franchise economics, startup costs, ramp-up periods, and franchisor requirements. We structure advances around franchise reality.

Direct + Partner Network

One application matched to best available terms. We fund directly or through 75+ franchise-experienced partners. Best possible offer, fastest.

Qualification Requirements

Simple. Transparent.
No surprises.

  • Signed franchise agreement or letter of intent
  • Valid business license and ID
  • Personal bank statements (3-6 months) if new franchisee
  • Franchise agreement financial projections
  • No specific credit score requirement
  • Franchisor support documentation helpful but not required
Common Questions

Everything you need
to know.

What factor rate should I expect?
Franchise MCAs typically range from 1.20 to 1.45 depending on franchise brand recognition and strength, and projected revenue. Strong brands = better rates. A $200K advance at 1.30 factor means you repay $260K total.
Can I use this for franchise fees?
Yes, absolutely. Franchise fees are a primary use. MCAs can cover initial franchise fee, ongoing royalties during ramp-up, buildout, equipment, and working capital.
What if I'm still in pre-opening?
That's fine. We can approve based on franchise agreement projections even before opening. Funding typically arrives days before or after opening, perfect for initial needs.
Can I get funding for multiple units?
Yes. If you're opening 2-3 units simultaneously, we can structure an MCA to cover total buildout, inventory, and working capital across all units.
What if my franchise isn't established yet?
New franchises are harder but not impossible. Strong franchisor backing, realistic projections, and your personal commitment help. Contact us with your franchise details.
Ready to Launch

Get franchise funding
in 24-48 hours.

One application. Real offer same day. Capital by tomorrow. No credit pull. No collateral.

Start Your Application

Questions? Email us. We're here to help.

info@vaultcapitalgrp.com